Apni Chhat Apna Ghar Scheme 2025

Apni Chhat Apna Ghar Scheme 2025: Punjab Hukumat Ki Taraf Se Asaan Qarz (Loan) Ki Mukammal Tafseelat

Punjab ki Chief Minister Maryam Nawaz Sharif ki taraf se shuru ki gayi is scheme se hazaron kam amadni walay khandan apna ghar bana sakenge. 'Apni Chhat Apna Ghar' program ka maqsad logon ko mushkil iqsaat ke bajaye sabsidized aur asaan shara'it par qarz faraham karna hai. Yeh scheme un logon ke liye ek khushkhabri hai jo apna ghar banane ka khwab dekhte hain, khaas taur par mehnat kash tabqe ke liye.

2: Scheme Ki Aham Khususiyat (Key Features of the Scheme)

Yeh scheme Punjab ke logon ko mutadid (multiple) faide faraham karti hai:

1:Maqsad (Purpose): Kam amadni walay tabqay ko apna makan banane mein madad, aur beghar afraad ko chhat faraham karna.

2:Target Group: Mehnat kash (Labourers) aur mustahiq (deserving) khandan.

3:Qarz Ki Hadd (Loan Limit): 15 Lakh Rupees tak ka Bila Sood Qarz (Interest-Free Loan) faraham kiya ja raha hai.

4:Iqsaat (Installments): Mahana iqsaat taqreeban 14,000 Rupees se shuru hoti hain.

5:Muddat (Tenure): Qarz wapas karne ki muddat 7 se 9 saal tak hogi.

6:Tameer Ka Target: Is scheme ke tehat, Punjab mein 50,000 se 1,40,000 tak gharon ki ta'ameer mukammal hone ke qareeb hai.

2: Scheme Mein Ahliyat Ka Mukammal Mayar (Eligibility Criteria)

Darkhwast dene se pehle in zaroori mayar ko zehan mein rakhen (Yeh mayar Buniyadi Hukoomati Housing Schemes par mushtamil hain):

1:Shehriyat (Citizenship): Darkhwast guzaar Resident Pakistani hona chahiye.

2:Pehla Ghar: Darkhwast guzaar ka pehla ghar hona chahiye (First-time home owner).

3:Plot Ki Milkhiyat (Plot Ownership): Darkhwast guzaar ke paas apna plot maujood hona chahiye:

Shehri (Urban) ilaqay mein 5 Marla ya is se kam.

Dehati (Rural) ilaqay mein 10 Marla tak.

4:Criminal Record: Darkhwast guzaar ka koi Criminal Record nahi hona chahiye.

5:Loan Defaulter: Umeedwar kisi bhi financial idaray (bank) ka Loan Defaulter nahi hona chahiye.

3: Online Darkhwast Dene Ka Tareeqa (How to Apply Online)

Is scheme ke liye darkhwast dene ka tareeqa (Procedure) aam taur par online hota hai:

1:Official Website Visit Karein: Punjab Housing Department ya ACAG (Apni Chhat Apna Ghar) ki official website par jayen.

2:Registration: Agar zaruri ho to portal par online registration mukammal karein.

3:Application Form: Apni Chhat Apna Ghar Scheme' ka application form download ya online pur (fill) karein.

4:Documents Attach Karein: Zaroori documents (CNIC, plot ki registry/proof, aur income proof) ki copies attach karein.

5:Submit Karein: Form mukammal karne ke baad, instructions ke mutabiq, use online ya mutaliqa bank/sarkari markaz mein jama karwa dein.